Pautang Para
sa Pamilya
Transparent loans with 0.05% monthly interest. Know your exact monthly payment before you sign anything.
Pampamilya Lending Inc.
Serving Filipino Families Since 2016
₱2B+
Loans Disbursed
50K+
Families Served
0.05%
Monthly Interest
CA #1977
SEC Authorized
₱2B+
Loans Disbursed
50K+
Families Served
0.05%
Monthly Interest
CA #1977
SEC Authorized
Loan Calculator
Know Your Exact Payment
Before You Apply
Compute your monthly amortization with our 0.05% monthly interest rate. Full repayment schedule up to 48 months — no hidden fees, no surprises.
Effective amount: ₱50,000.00
Selected: 12 months(1.0 years)
Monthly Payment
₱4,180.22
for 12 months
Total Interest
₱162.65
0.05% / month
Total Repayment
₱50,162.65
principal + interest
Full Repayment Schedule
12 payments| Month | Beginning Balance | Monthly Payment | Principal | Interest | Ending Balance |
|---|---|---|---|---|---|
| 1 | ₱50,000.00 | ₱4,180.22 | ₱4,155.22 | ₱25.00 | ₱45,844.78 |
| 2 | ₱45,844.78 | ₱4,180.22 | ₱4,157.30 | ₱22.92 | ₱41,687.48 |
| 3 | ₱41,687.48 | ₱4,180.22 | ₱4,159.38 | ₱20.84 | ₱37,528.10 |
| 4 | ₱37,528.10 | ₱4,180.22 | ₱4,161.46 | ₱18.76 | ₱33,366.65 |
| 5 | ₱33,366.65 | ₱4,180.22 | ₱4,163.54 | ₱16.68 | ₱29,203.11 |
| 6 | ₱29,203.11 | ₱4,180.22 | ₱4,165.62 | ₱14.60 | ₱25,037.49 |
Disclaimer: This calculator is for illustration purposes only. Monthly payment is computed at 0.05% monthly interest rate on the outstanding balance (diminishing balance method). Actual loan terms may vary based on credit evaluation, loan type, and applicable fees. Contact Pampamilya Lending Inc. for official quotations.
Our Loan Products
A Loan for Every
Family Need
Calculate repaymentsFor everyday needs
Personal Loan
Cover medical bills, home repairs, tuition, or any personal expense with flexible terms up to 48 months.
Amount
Up to ₱500,000
Term
3 – 48 months
Rate
0.05% / month
Grow your negosyo
Business Loan
Capital for sari-sari stores, market stalls, or small enterprises. Fast approval for registered businesses.
Amount
Up to ₱1,000,000
Term
6 – 48 months
Rate
0.05% / month
For Overseas Filipino Workers
OFW Loan
Pre-deployment expenses, family support, or investment back home. Designed for OFWs and their families.
Amount
Up to ₱300,000
Term
3 – 36 months
Rate
0.05% / month
Fast cash when you need it most
Emergency Loan
Urgent medical emergencies, disaster relief, or critical needs. Approval within 24 hours for qualified borrowers.
Amount
Up to ₱50,000
Term
1 – 12 months
Rate
0.05% / month
All loans carry a 0.05% monthly interest rate — one of the lowest in the market.
Interest is computed on the diminishing balance. Use our calculator above to see your exact amortization schedule.
Why Choose Us
Trusted by Filipino Families
Since 2016
0+
Years Serving Families
0K+
Active Borrowers
0%
On-Time Approval Rate
0.0/5
Customer Satisfaction
"Nagpautang ako para sa negosyo ko at in-approve agad. Malinaw ang amortization schedule — walang nakatagong bayad. Talagang para sa pamilya ito."
Maria Santos
Sari-sari Store Owner
Quezon City
"Bilang OFW, kailangan ko ng mabilis na pautang para sa pamilya ko sa Pilipinas. Pampamilya Lending ang pinaka-transparent na nakita ko — bawat sentimo ay malinaw."
Roberto dela Cruz
OFW – Dubai
Bulacan (family)
SEC Registered
CS201629076
Certificate of Authority
#1977
Data Privacy Act
Compliant
BSP Guidelines
Compliant
How to Apply
Get Your Loan in
4 Simple Steps
Our streamlined process ensures you get a decision within 24–48 hours. No complicated requirements — just honest lending.
Check Eligibility
Filipino citizen, 21–65 years old, with a stable source of income. Employment, business, or remittance income accepted.
Submit Requirements
Valid government ID, proof of income (payslip, ITR, or bank statement), proof of billing, and filled loan application form.
Loan Evaluation
Our team evaluates your application within 24–48 hours. We may contact you for additional documents or clarification.
Receive Your Loan
Upon approval, funds are released via bank transfer or over-the-counter. Monthly amortization starts 30 days after release.
📋 Basic Requirements
- Valid government-issued ID (SSS, GSIS, Passport, PhilHealth)
- Proof of income (payslip, ITR, bank statement, or remittance)
- Proof of billing (utility bill or lease contract)
- Accomplished loan application form
- Latest 2x2 ID photo
Have Questions?
Our loan officers are ready to assist you. Call, message, or visit any of our branches. We speak Filipino and English.